ABOUT US

About Lake Area Mortgage

Our History:

Lake Area Mortgage is proud to have been a top local lender with a reputation for providing expert mortgage loan services since 2007. Lake Area Mortgage is a division of Royal Credit Union, meaning that by obtaining a Lake Area Mortgage loan you also become a Member of Royal Credit Union. During the loan process, you’ll open a Royal Credit Union savings account as your share in the credit union and gain access to all the accounts, loans, and services that Royal Credit Union offers.

Our #1 Priority is your Satisfaction:

All stages of the loan process are handled here, at Lake Area Mortgage. You’ll appreciate our experienced team members and in-house processing, underwriting, and closing department who work together to help ensure the loan process goes smoothly.

We pride ourselves on having award-winning loan officers who are dedicated to helping customers land their dream homes. Our local market knowledge and expertise can help you during every step of the homebuying process.

Discover Royal Credit Union’s Core Purpose & Core Values

As a division of Royal Credit Union, Lake Area Mortgage operates with the same core purpose and core values that Royal does. These guiding principles are all about doing what’s best for the people we help every day. You’ll experience our core purpose and core values in action each time you work with our team members.

Our Core Purpose: To create a positive impact in the lives we touch

Our Core Values:

Make a difference
Make it easy
Do the right thing
Be caring
Take ownership
Be friendly, nice & respectful

Lake Area Mortgage Blog

Mortgage Refinancing: When it Makes Sense

Down Payment Assistance for Minnesota Home buyers

The Basics To Buying A Home In Minnesota

Minnesota Mortgage Options Guide for Home Buyers

Minnesota Mortgage Options | Lake Area Mortgage

Why You Should Review Your Credit Report

Debt and Your Credit Score

Credit Score Holding You Back?

Understanding Your Credit Score

More Than Just a Pretty Face

6 Things You Might Not Know Are Hurting Your Home

Bump Up Curb Appeal!

8 Facts About FHA Loans

Getting Ready for Spring – Inside and Out

Kitchen Renovations: Statistics, Tips, and Trends.

Kitchen Renovations: Stats, Tips and Trends of 2019

Do You Need a Home Warranty?

Renovate or Relocate? – Deciding What’s Right For You.

Know Before You Demo! – Home Improvement Projects That Pay Back.

Pets: The New Influencer in The Housing Market

Our Award Winning Mortgage Bankers Have Done It Again!

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Customer Testimonials

Our Real Estate Agent could not believe how timely Brad (Vold) was in processing our loan. As first-time homebuyers, he was incredibly helpful in breaking down the process & terms to ensure we fully understood what we were getting into. I would definitely recommend to others!

Britni T.Lake Area Mortgage Customer

Amazing work on behalf of Brandon (Peterson) and his team. You make dreams come true! From our entire family, thank you for everything.

Ryan & Brittney N.Lake Area Mortgage Customers

Brian (Lindstrom) was very professional, courteous, and worked above and beyond duty to help me. Thank you, Brian and all of the staff at Lake Area Mortgage.

Sai V.Lake Area Mortgage Customer

Great Experience! Doug (Kampsen) was so helpful!

Kelly W.Lake Area Mortgage Customer

Everyone was very helpful. If I could, I would give (Lake Area Mortgage) a higher rating than excellent!

James B.Lake Area Mortgage Customer

Eric (Otterness) was great; available, responsive, and made the process seamless.

Steven S.Lake Area Mortgage Customer

Lori (Wittmer) went the extra mile for me to make sure there weren’t hidden costs and explained everything in full detail.

Anne S.Lake Area Mortgage Customer

We have always been happy with the work that Mark (Gobran) does – it’s why we are repeat customers of his. Our kids have also had good experiences with using Mark.

David & Sue F.Lake Area Mortgage Customers

Michelle (Robinson) – hands down – made our homebuying process as painless as possible. She is so incredibly knowledgeable and personable. Lake Area Mortgage is very lucky to have her on their team. I have already (and will continue to) recommend her to others! A+!

Shawn & Carmen M.Lake Area Mortgage Customers

I absolutely loved all the help, fast service, and response I had received with this company! They helped us get approved and mortgage for the house that we loved. Houses were going so fast so I cannot say enough how much I appreciated the same-day emails to my questions.

Jillian C.Lake Area Mortgage Customer

My first time homebuying experience could not have been easier or better in any way. From knowing nothing to being fully educated and closed on a perfect house, Sunny (Moosai) was there to help. Looking forward to using your services again in the coming years.

Hunter W.Lake Area Mortgage Customer