Promotional Offers

This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. This is not an offer to enter a loan agreement at a specific rate. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Lake Area Mortgage™ is a division of Royal Credit Union. 1200 County Road E. Ste 200, Arden Hills, MN 55112; NMLS# 543781, Equal Housing Opportunity.

*$100 first-time homebuyer credit off closing costs available for qualified first-time borrowers and first lien mortgage products only. Offer not valid on Home Equity Line of Credit products or any existing loans or applications in process with Royal or Lake Area Mortgage prior to 1/15/2020. To claim offer, complete HomeView course at https://www.fanniemae.com/education. and present course completion certificate before closing occurs; $100 credit off closing costs is applied at the time of closing. One offer may be redeemed per mortgage loan; offer cannot be combined with any other offers. Subject to termination at any time. Lake Area Mortgage, a division of Royal Credit Union, reserves the right to withhold credit if qualifications are not met based on Lake Area Mortgage’s sole discretion. Other conditions or restrictions may apply. Equal Housing Opportunity.