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BUY. BUILD. REFINANCE. REMODEL.

We have home loans for every need.

LOOKING TO BUY A HOME?

Discover a different home buying experience.

Unlike many other mortgage companies, your loan is completed here, in-house at Lake Area Mortgage. With our Processing, Underwriting and Closing departments working under one roof, your loan process will likely be faster, more flexible, and better streamlined than it would be with other mortgage companies.

BUILDING YOUR DREAM HOME?

We have your blueprint for optimal financing.

Our mortgage professionals provide clients with a solid financial foundation through our Single-Close Construction Loan. Take advantage of our all-in-one financing feature for your lot purchase, construction, and permanent mortgage funding. Make it easy with everything “built” into one closing!

BUILDING YOUR DREAM HOME?

We have your blueprint for optimal financing.

Our mortgage professionals provide clients with a solid financial foundation through our Single-Close Construction Loan. Take advantage of our all-in-one financing feature for your lot purchase, construction and permanent mortgage funding. Make it easy with everything “built” into one closing!

NEW TO BUYING A HOME?

We’ve got you covered!

Buying your first home is exciting, but it can also seem overwhelming. Get peace of mind by talking with a mortgage expert from Lake Area Mortgage first. Our knowledgeable Mortgage Loan Officers will step you through the homebuying process, outline your first-time mortgage options, and help guide you to make the best decision for your budget and future goals. You’ll receive excellent  service along with consistent and clear communication – key components for a seamless and efficient process when buying your first home!

Alert icon  Alert: Our offices are closed due to a winter storm

Alert icon  Alert: Our offices are closed due to a winter storm

Alert icon  Alert: Our offices are closed due to a winter storm

Alert icon  Alert: Our offices are closed due to a winter storm

© Copyright 2025 – Lake Area Mortgage®, a division of Royal Credit Union – NMLS ID# 543781  

1200 West County Road E, Suite 200 | Arden Hills, MN 55112
Phone  : (651) 209-2900 | Fax: (651) 209-2929