You can benefit from Lake Area Mortgage’s first-time home buyer programs and down payment assistance options. A Lake Area Mortgage loan officer can help first time home buyers choose the best loan option for their situation and explain how to navigate today’s changing interest rates.
Lake Area Mortgage offers flexible home loan options and down payment assistance programs that can help make owning a home possible for more people in Minnesota. Learn more about our affordable first-time home buyer programs or see if you qualify for down payment assistance when you contact a mortgage loan officer!
No down payment? No problem! Our down payment assistance options have helped hundreds of aspiring home buyers realize their dream of owning a home. Want to see if you qualify for down payment assistance? We can help!
Lake Area Mortgage offers flexible loan options that help to make homeownership possible for more home buyers in the Twin Cities – even if your credit score is still a work in progress. Do you need a no closing costs option? Let’s talk!
At Lake Area Mortgage, we believe that building a stronger community starts with helping more people in Minnesota achieve their goal of owning a home. We listen to your needs and offer solutions that can open the door to owning a home for the first time. Our mortgage loan officers help home buyers on their home purchasing journey and provide expert advice every step of the way. Our streamlined home loan process provides a clear path forward so you can be successful on your journey to homeownership and beyond.
Home Buyer Education
Our knowledgeable mortgage team will be your trusted advisors throughout your homebuying journey. We want to help you prepare for the responsibilities of being a homeowner and give you the confidence and financial awareness you need to be successful when you’re ready.
Our Loan Process
Every step of our mortgage process helps ensure a smooth and efficient homebuying experience from application through closing. We’ll take care of all the details so you can enjoy the moment!
This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. This is not an offer to enter a loan agreement at a specific rate. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Lake Area Mortgage™ is a division of Royal Credit Union. 1200 County Road E. Ste 200, Arden Hills, MN 55112; NMLS# 543781, Equal Housing Opportunity.