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Home for the holidays

Whether you’re a first-time buyer, looking for a new home, or adding a second home, Lake Area Mortgage offers expert advice, competitive rates, and low closing costs for all your mortgage needs.

SAVE UP TO $750*!

As our gift to you, we are offering up to $750 off your home appraisal costs when you close your mortgage loan with us!

Contact us today to save up to $750!

What Our Clients are Saying:

Brian (Lindstrom) was very professional, courteous, and worked above and beyond duty to help me. Thank you, Brian and all of the staff at Lake Area Mortgage.

Sai V.

Great Experience! Doug (Kampsen) was so helpful!

Kelly W.

Everyone was very helpful. If I could, I would give (Lake Area Mortgage) a higher rating than excellent!

James B.

Eric (Otterness) was great; available, responsive, and made the process seamless.

Steven S.

Lori (Wittmer) went the extra mile for me to make sure there weren’t hidden costs and explained everything in full detail.

Anne S.

We have always been happy with the work that Mark (Gobran) does – it’s why we are repeat customers of his. Our kids have also had good experiences with using Mark.

David & Sue F.

Michelle (Robinson) – hands down – made our homebuying process as painless as possible. She is so incredibly knowledgeable and personable. Lake Area Mortgage is very lucky to have her on their team. I have already (and will continue to) recommend her to others! A+!

Shawn & Carmen M.

I absolutely loved all the help, fast service, and response I had received with this company! They helped us get approved and mortgage for the house that we loved. Houses were going so fast so I cannot say enough how much I appreciated the same-day emails to my questions.

Jillian C.

Discover a different home buying experience.

Unlike many other mortgage companies, your loan is completed here, in-house at Lake Area Mortgage. With our Processing, Underwriting and Closing departments working under one roof, your loan process will likely be faster, more flexible, and better streamlined than it would be with other mortgage companies.

We have your blueprint for optimal financing.

Our mortgage professionals provide clients with a solid financial foundation through our Single-Close Construction Loan. Take advantage of our all-in-one financing feature for your lot purchase, construction, and permanent mortgage funding. Make it easy with everything “built” into one closing!

We’ve got you covered!

Buying your first home is exciting, but it can also seem overwhelming. Get peace of mind by talking with a mortgage expert from Lake Area Mortgage first. Our knowledgeable Mortgage Loan Officers will guide you through the homebuying process, outline your first-time mortgage options, and help you to make the best decision for your budget and future goals.

Home Buying Solutions

Financing for first-time homebuyers, move-up buyers, second home purchases, and investment properties. Lake Area Mortgage is dedicated to making the entire process smooth and simple!

SAVE UP TO $750*!

Receive up to $750 off your home appraisal costs when you close your mortgage loan with us!

*Offer valid thru 3/31/23. To redeem offer, customer must mention offer at time of application. Upon successful loan closing, appraisal fee up to $750 will be paid by Lake Area Mortgage. Appraisal fees in excess of $750 will be paid by customer. Offer valid only on first-lien mortgage products. Home equity lines of credit, existing loans, or applications currently in process are not eligible. Lake Area Mortgage reserves the right to withhold or reclaim the fee if qualifications are not met based on Lake Area Mortgage’s sole discretion; other conditions or restrictions may apply. Offer cannot be combined with any other offer and may be discontinued at any time without notice. This offer is transferable and can be extended to friends and family of the original recipient with this postcard. Rate and loans subject to credit and property approval. Insured by NCUA. Equal Housing Opportunity.

© Copyright 2024 – Lake Area Mortgage®, a division of Royal Credit Union – NMLS ID# 543781  

1200 West County Road E, Suite 200 | Arden Hills, MN 55112
Phone  : (651) 209-2900 | Fax: (651) 209-2929